EASIEST HELOC EVER

Interest rates are determined by Artificial Intelligence programs. You may expect rates in the range of 5.64% - 1 2 .44%. If you are approved, you will receive different options to choose from. The rate, term, & origination fee can be selected that is most suitable for your needs.

Quoted interest rates assume a 0.25% discount for automatic payment enrollment. Opting out of this feature will increase the interest rate accordingly.

The only closing fee is the one-time origination fee of 1.5%, 3.99%, or 4.99% depending on your selection (choices vary based on creditworthiness, LTV, and state of residence)

The HELOC is fully-amortizing throughout the life of the loan, there is no interest-only period.

Income is verified via automated or manual means. You will have the option to verify income by your choice of bank account data, asset accounts, paystubs, or tax filings.

Although this program does not allow for a co-borrower, you can use household income. This income will need to be verified.

An Automated Valuation is used to determine your home's value. There is no out of pocket cost to you for this purpose.

There is no pre-payment penalty.